Consider This: Stop Blaming the Banks

4-14-2018

I know there are Ad nauseam complaints about banks and what some of the bank owners did back when most all of us were much more ignorant or separated than today.

I’ve read much of Ellen Browns work and even added my two cents worth here but as a matter of fact in 2018 the real value of a bank is that if you put together a viable business plan and get a loan, then it starts to grow. The bank, wanting you to succeed and grow, can be your best friend. If you mismanage your money well then….

Banks are Harsh?

Wait, I forgot. If you remember to consider that you are the customer in a bank you may not take their pragmatism as being personal or harsh. They really do want you to win and they have more tools at their disposal to help you if you just communicate with them reasonably and rationally.

By the same token one of the greatest events I have ever seen was a talk by a retired Federal Reserve President who brought up some very interesting points regarding what some consider to be as too much power of our FED. One of the most interesting things she said was that people need to learn more about money and to form small financial alliances among themselves. And that people in the US know way to little about money and how to form small investment groups and start businesses.

One of the hardest parts of the scenario is that an ignorance about money leads people into making emotional decisions about it. Sometimes all they know is what they have seen on TV or at the movies….dramas baaby just drama for your entertainment and viewing pleasure.

Remember Escrow

As a writer/researcher I have learned or seen many tricks in this world. The irony of not doing due diligence and not seeing personality traits of people that you do business with can wreck havoc with the best of intentions.

Such as back in the 20’s, 30’s a ploy often used by dishonest scheming people and groups was to do a note, put some amount down and then call the note or extract themselves and the working capital early demanding obedience from everyone else or they will dissolve the partnership and leave them all with debt. Now that same scenario can occur in other instances but the cause can just as easily be fear brought on by 3rd party jealousy or ignorance about business in general. And watch out for those that can’t do or are lazy, they can smash your endeavors.

Not to forget that in these times where there are so many people that want the money without doing the work. Point being in you jump in you may be surprised.

So by all means if you want to help hedge toward success use services of professionals like CPA’s or even bookkeepers to start.

And just like the Federal Reserve professional said, we need to get more involved ourselves. Only then can we have better control of our society and the future for our children. So if you are going to do a private association open an escrow account or even bring a bank executive in on the deal.

At the same time we need more people dealing with the banks and since they make money from lending you money, they do want to meet you. Whether you want to serve others, get rich or help the world or some small part of it and get rewarded. Put all of your ducks in a row and do it!

Mr. Poignant

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